Terms and Conditions
Effective Date: November 26, 2024
Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the services, website, and offerings of Galleria Jewelry & Loan (“us,” “we,” or “our”).
Your access to and use of our services is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and customers who wish to access or use our services.
By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not use our services.
1. Purchases
If you wish to purchase any product or service through Galleria Jewelry & Loan, you may be required to provide certain information, including but not limited to:
- Credit/debit card number and expiration date
- Billing and shipping address
- Contact details
You represent and warrant that:
- You have the legal right to use any payment method provided.
- All information you provide is accurate, current, and complete.
We reserve the right to:
- Refuse or cancel orders at our discretion.
- Cancel orders due to errors in product descriptions, pricing, or availability.
- Cancel orders suspected of fraud or unauthorized transactions.
2. Availability, Errors, and Inaccuracies
Our product and service offerings are regularly updated. While we strive for accuracy, there may be instances where information is incomplete, outdated, or incorrect.
We reserve the right to:
- Modify or update information without prior notice.
- Correct errors, inaccuracies, or omissions related to product descriptions or availability.
3. SMS Disclosure
By opting in to receive text messages from Galleria Jewelry & Loan, you consent to receive notifications, including but not limited to:
- Account updates
- Payment reminders
- Marketing promotions
Message & Data Rates: Standard message and data rates may apply, as determined by your mobile service provider.
- To opt out, text “STOP” to the number you received messages from.
- For assistance, text “HELP”.
For more details, review our Privacy Policy.
4. Layaway Program
We offer a layaway program for select items, subject to the following conditions:
- A non-refundable 10% deposit is required to start a layaway plan.
- Monthly payments must be made, and the balance must be paid in full within 6 months.
- Failure to complete payments within the specified timeframe will result in forfeiture of the deposit.
Layaway is available for non-sale items only and is not eligible for cash refunds.
5. Returns and Refunds
- Returns are accepted within 14 days of purchase for defective items only.
- Items must be in their original condition and accompanied by proof of purchase.
- The customer is responsible for return shipping costs for online purchases.
6. Accounts
To access certain features, you may need to create an account. You agree to:
- Provide accurate and complete account information.
- Safeguard your account credentials and notify us of any unauthorized use.
We reserve the right to:
- Terminate accounts for violations of these Terms.
- Refuse service or cancel transactions at our discretion.
7. Intellectual Property
All content, features, and functionality provided by Galleria Jewelry & Loan are the exclusive property of the company and its licensors. This includes but is not limited to:
- Logos, trademarks, and branding
- Written content, graphics, and images
Unauthorized use of our intellectual property is prohibited.
8. Links to Third-Party Websites
Our website, https://galleriajl.com/, may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these websites. Use of third-party sites is at your own risk.
9. Termination
We may terminate or suspend your access to our services immediately, without notice, for any reason, including violations of these Terms.
Upon termination, your right to use our services will cease immediately.
10. Indemnification
You agree to indemnify and hold harmless Galleria Jewelry & Loan, its affiliates, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or breach of these Terms.
11. Limitation of Liability
To the fullest extent permitted by law, Galleria Jewelry & Loan shall not be liable for any:
- Indirect, incidental, or consequential damages
- Loss of data, profits, or goodwill
This limitation applies regardless of the legal theory, whether based on contract, tort, or otherwise.
12. Disclaimer
Our services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind. We do not guarantee uninterrupted, error-free service or the accuracy of our content.
13. Governing Law
These Terms shall be governed by the laws of the State of Alabama, United States, without regard to its conflict of law provisions.
14. Changes to Terms
We reserve the right to update or modify these Terms at any time. Changes will be posted on our website with the revised effective date. Continued use of our services constitutes acceptance of the updated Terms.
15. Contact Us
If you have any questions about these Terms, please contact us:
Galleria Jewelry & Loan
5647 US-90
Theodore, Alabama 36582
United States
Tel: 251-405-8975
Website: https://galleriajl.com/
Email: galleriajl.julie@gmail.com